Queensland Housing Finance Loan Regional Trial

Under the ‘Help for first homeowners’ pillar of Homes for Queenslanders, we’re bridging the gap for regional Queenslanders who struggle to get home loan finance because of where they live.

In a 2-year trial, we’ll increase the income eligibility threshold for the existing Queensland Housing Finance Loan specifically for regional Queenslanders. This will make it easier for people to stay in rural areas close to their families, jobs, and community connections.

This trial is for people living in regional and remote areas who can afford to buy or build a home but can’t get private finance from a bank or building society.

The Queensland Housing Finance Loan regional trial:

  • increases household income eligibility from $141,000 to $201,000 per year
  • is available for people living within 45 rural and remote council areas
  • applies to buying an established house, unit, townhouse, or duplex, or building a new home.

This trial will help more Queenslanders in regional areas become homeowners and inform future decisions and planning across regional and remote Queensland.

Find out more and check your eligibility.

If you live in Queensland and can’t get a loan to buy or build a home through this regional trial, and you earn less than $141,000 per year, you may still be eligible for the existing Queensland Housing Finance Loan.

For more information, contact us by: